Travel insurance is a must, even for short trips: Here's why
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Thiruvananthapuram: NORKA officials often remind those who are planning to travel abroad to purchase travel insurance to make the experience more comfortable and financially secured. They direct the travellers to get travel insurance even if they are going for short trips. The insurance provides financial security against accidents and other losses that happen while travelling in foreign countries. Travel insurance is essential for those who fly abroad for short trips like business purposes, education, medical treatment, leisure or destination weddings. Most countries have made travel insurance mandatory for the visitors.
What does it cover?
Sudden and unexpected accidents and treatment expenses during foreign travel is covered by the insurance. Besides, the policy holder could enjoy insurance coverage in case of unforeseen incidents like stolen baggage, delay in getting the baggage, deportation, flight cancellations, delayed flights or sending the dead body to the home country. NORKA officials say that insurance coverage could be helpful even in case the passport is lost. From filing a complaint to applying for a new passport, travel insurance could be beneficial.
Policies
The premium rate of each policy would differ based on the traveller’s age, duration of travel and the country where he/she travels. So, the policy should be purchased only after reading and understanding the schemes. In case you need to claim the coverage, you should contact the hotline of the insurance company and communicate the details. Besides, you should also inform the local police, embassy as well as the transportation company.