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13 people have so far been arrested in the case.
The burglars broke into the bedroom locker where the valuables were stored.
After reviewing CCTV footage, police confirmed that Mubeena committed the theft on September 30.
Gold merchants have strongly criticised the authorities, accusing them of targeting Kerala's traditional gold ornament sector.
This is the largest GST raid in the state, targeting 74 locations in Thrissur.
The bank had lost 26.244 kilograms of gold worth Rs 17.2 crore from its locker.
The incident happened around 10 pm on Saturday while the bus was travelling from Kozhikode to Angamaly.
Out of the total gold, 869 kilograms have been deposited in the SBI's investment scheme, which generates about Rs 7 crore in interest for the Devaswom annually.
The accused pawned 50 gold-filled bangles weighing around 400g to defraud the banks of Rs 18 lakhs.
A gang of masked assailants, travelling in two Innova cars and a Renault, intercepted the Swift car carrying the gold.
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