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Azhar smashed nine sixes and three fours in his swashbuckling knock as Alleppey romped home in 18.3 overs.
The hosts were struggling at 100/4 in reply to Kerala's first innings total of 350.
KCA XI crushed DDCA XI by 129 runs.
Abdul Bazith, Salman Nizar, Krishna Prasad and Mohammed Azharuddeen scored fifties for Kerala.
Ten Kerala players are in the fray.
Azhar's 47-ball unbeaten 95 contained eight fours and six sixes.
Azharuddeen was named both player of the final and player of the series.
Athreya CC scored a narrow 10-run win over BK 55 CC in another match.
Padikkal, who has tested positive for COVID-19, is likely to miss RCB's first few matches and as a result Azhar could open the innings along with Kohli.
Both Karnataka and Kerala have 12 points from four matches. Kerala take on Bihar in their final Elite Group C match on Sunday.