The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), popularly known as the Ayushman Bharat scheme, is a health insurance initiative that aims to provide financial protection for economically vulnerable families against the high costs of medical treatment. To ensure the scheme benefits those who need it most, the government has periodically updated the eligibility criteria for the Ayushman Card. Here are the latest changes in the eligibility for the Ayushman Card, the details on who benefits from these updates and how to apply for it.
What is the Ayushman Card?
The Ayushman Card is an identification card issued under the Ayushman Bharat scheme, enabling eligible individuals to access free healthcare services at empanelled hospitals. With this card, beneficiaries can receive up to Rs. 5 lakh in health insurance coverage per family per year. The coverage extends to secondary and tertiary healthcare services, ensuring protection against large medical expenses.
Latest changes in eligibility for the Ayushman Card
The government recently introduced several changes to the eligibility criteria for the Ayushman Card. The following are the key changes to the eligibility criteria:
1. Inclusion of migrant workers
They can apply in their current place of residence, ensuring they receive medical coverage even if they are far from their home state.
2. Expansion of urban beneficiaries
The updated criteria now include individuals working in informal sectors such as domestic help, daily wage earners, sanitation workers, and street vendors.
3. Inclusion of vulnerable rural communities
Landless labourers, rural artisans, and other low-income groups come under this category
4. Special provision for women and children
Households led by widows or single women, orphaned children, and abandoned or disabled individuals are also given priority under the scheme now.
5. Elderly and disabled individuals
Those with chronic illnesses or disabilities often face higher medical costs, and the Ayushman Bharat scheme has recognised the need to provide these individuals with adequate healthcare coverage.
How to apply?
1) Visit the official Ayushman Bharat portal
2) Check eligibility by entering basic details.
3) Visit empanelled hospitals or Common Service Centers (CSCs) to apply for the card.
4) Carry the required identification documents like Aadhaar card or ration card to complete the application process.